A few years ago, I returned to my hometown, Nanaimo, from a year away. I moved into a temporary house; but quickly found myself pressed for time to find a new living situation. As a single woman, I knew I wouldn’t qualify for a mortgage - as confirmed by my bank - so I continued looking at rentals. At that time, there weren’t very many available; those that were, were either out of my price range or not suitable for my needs. Out of pure wish, dream and curiousity, I began looking at the real estate market. Soon enough, I came across the perfect house with the perfect price tag. The only problem? I couldn’t qualify for a mortgage....
That is, until I stepped into the office of a mortgage broker.
With both a great realtor and fantastic mortgage broker on my side, I was able to put on offer on that perfect house AND qualify for the mortgage with the perfect monthly payment.
Having been through the process of purchasing and qualifying for financing for my first home, on a single income, I can appreciate the level of overwhelm that many will feel. I aim to make the process as seamless as possible by maintaining open, honest communication throughout and educating you on the products available.
Everyone’s circumstance is different; therefore, there is no one-size fits all mortgage. Know your options and ask questions.
I look forward to working with you on your new mortgage!